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What We Do
Tailored private lending solutions for real‑world situations
Construction Loans
Ground‑up builds, additions, and major renovations. Flexible draws aligned to your build schedule with on‑site inspections
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Lot + build financing
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Progress draws (foundation, framing, lock‑up, completion)
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Bridge to take‑out mortgage
Self‑Employed & Non‑Traditional
Bank statements, stated‑income programs, credit repair, and alternative documentation accepted
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Stated income considered
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Flexible LTVs
Equity Mortgages
We qualify based on asset value and exit strategy—not just traditional income documents
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1st & 2nd mortgages
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12–36 month terms
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Interest‑only options
Bridge & Short‑Term
Close quickly on purchases, refinance to finish a project, or cover temporary cash‑flow needs
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Fast closings
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Many options
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Clear exit strategies
Our Action Promise
Our name is our promise: we aim to serve with integrity, compassion, and stewardship
Integrity
Transparent terms, plain‑language explanations, and no surprise fees
Compassion
We look at your story
—not just your score—and advocate for fair solutions
Stewardship
Prudent lending that protects borrowers and investors alike
Who We Can Help
If any of these sound like you, let's talk.
Basic Guidelines
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Builder needing progress‑draw construction financing
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Self‑employed with limited NOAs or recent incorporation
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Strong equity but credit challenges or recent life events
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Short timeline—purchase closing or renovation deadlines
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Unique rural or cottage properties in Muskoka & beyond
Typical ranges—final approval may differ:
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Loan‑to‑Value (LTV): up to 75–85% (property & location dependent)
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Terms: 6–24 months
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Appraisals and legal fees required
Approvals subject to underwriting. Not an offer to lend.
How It Works
Four clear steps from hello to funded
01
Discovery
Share your goals and property details
02
Proposal
We present options with rates, terms, and fees
03
Due Diligence
Appraisal, title, and underwriting
04
Funding
Sign, close, and receive funds—often in days
Contact
We’re here to help—no pressure, just honest guidance.
Call / Email
Office & Hours
195 Wellington St, Bracebridge, ON
Mark Jurgeneit
705‑205‑3279
Monday to Friday, 10am - 3pm
By appointment. Virtual meetings available.
Serving Muskoka & surrounding regions.
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